​What you will get!

​​Clean up your past

We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.

Track your present

​Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.​

Change your future

We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.​

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How it works

Signup

We'll give you a free consultation and
​ credit analysis

Relax

While we use the law to challenge
​ negative items on your report

See Results

Log in to see real time progress every
​ step of the way

We guarantee results
or your money back!

GET STARTED NOW!

These people had amazing results

"Optimistic Credit has been a breath of fresh air!! I had gotten myself in a very bad credit situation. They were patient and communicated very well. I am almost at my goal in less than 6 months!! "​

Callum R. 

"I didn't know what to expect when beginning the credit repair process. Many companies are unrealistic and dishonest which made me apprehensive about this process. The Optimistic Credit Team has been professional, honest and responsive. My score has improved in 30 days!!"​

Dave I.

"I am so pleased with Optimistic Credit! I am just getting started on my credit repair journey. So far, they have delivered as promised. I can wait to see my results!! "​

Gloria G.

Get your free consultation
and credit analysis

GET STARTED NOW!